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Research has found the we (American’s) make 35,000 decisions a day….. The relationship between conduct and character is an intimate one. In the form of repeated actions over time, conduct produces character. But it’s also true that character determines actions. What we do, we become: what we are, we do. (Psychology today)
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The 10-year treasury slipped below 3.65%......just sayin'……
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And....The 30- Year fixed-rate mortgage continues to vacillate and averaged 6.20%, down from last week’s 6.35% and well below - down 20% - the two-decade high of 7.79% in October, 2023. Is a FOURTH QUARTER BOOM coming? (CNN)
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At last week's COMPASS Economic Summit in breathtakingly beautiful Lake Tahoe, Mark McLaughlin (Compass Agent) shared some interesting stats I thought was interesting: 11.2 million LIFE events happen each year with 25 MILLION job changes...every year. There are around 3.5 million babies born each year, 1.5 million marriages, 700,000 divorces, 3.5 million people turn 65 years old, and there are about 2 million deaths.... LIFE EVENTS fuel lots of real estate transactions!
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While inflation hovers around 2,5%, DEFLATION has largely been happening for physical goods such as cars and household appliances, though it has also appeared in categories such as gasoline and various groceries over the past year, according to the consumer price index. Appliances are down over 3% compared to 2023....furniture down over 5%....(CNBC)
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Space X, An American Company, just completed the first ever commercial spacewalk, the furthest from the earth in over 50 years. (X)
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These three questions are things Jeff Bezos asks himself when he is hiring someone at Amazon...
- “Will you admire this person?”
- "Will this person raise the average level of effectiveness of the group they’re entering?”
- "Along what dimension might this person be a superstar?″
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Global companies have committed nearly half a trillion dollars to build new factories for electric vehicles, semiconductors and other products in the U.S. and investors are planning to acquire or build warehouses, hotels, office buildings and apartments near coming factories across the Sunbelt and Rust Belt, where most of these projects are underway. As new manufacturing hubs come online and create jobs will they produce a “multiplier effect,” with growing employment increasing demand for homes, shopping and more? (WSJ)
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An estimated 26 billion pounds of likely perfectly safe and edible food is thrown away each year because the date on its label has passed. Refrigeration may be entering a new era.....might that ubiquitous Sub Zero or Gaggenau fridge be on its way out? More than a sixth of the world’s fossil fuel energy is used for refrigeration already. The artificial cooling we’ve built for our food to live in and travel through is already 5.2 billion cubic feet in size and expanding rapidly. What many deem 'fresh' could be quite old, preserved via cooling....new tech may change this...and our kitchens. (FAST COMPANY)
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Everyone wants to live a happy life. The way to experience that is through finding ways to be of service to one another. Helping others is scientifically proven to benefit our well-being; it connects us to one another and helps us find a greater purpose in life. It doesn’t just improve your mental health but your physical health, too. Help can be achieved many ways.... by listening to your loved ones, holding the door for someone, collaborating at work, sharing your ideas and unique perspective, and encouraging others to be their best. Every day, there are countless ways to help, meaning there are countless opportunities to experience happiness. Isn’t that what life is all about???
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We all know housing is one of the largest costs consumers face: What is the biggest difference between RENT-flation and HOME-flation? RENT-flation costs you more every year, while HOME-flation increases your net worth and equity each year....
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$16 billion will be spent on political advertising this year, about $47 per American……
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